Flood Claim Tips – As Houstonians deal with the aftermath of Hurricane Harvey and the wide-spread flooding that occurred from Houston to Galveston, we wanted to post some quick flood claim tips to help save you time, money, and frustration. Your home or business recovery process will likely benefit from these flood claim tips.
Keep these 3 Flood Claim Tips in mind when filing your flood claim with the National Flood Insurance Program (NFIP).
Flood Claim Tip #1
Contact your insurance agent now, don’t wait.
The sooner you follow flood claim tip #1, the sooner you’re likely to see a special disaster adjuster. Don’t delay, most insurance companies have 24/7 customer service. Flood claims can be filed with a quick phone call to your local agent. This flood claim tip will save you time and frustration.
Start making a list of your flood damaged personal property by downloading this pdf now.
1 Flood Claim Tip for your Family and Business
More flood claim tips will be posted at HurricaneSpecialists.com.
Get a daily flood claim tip as you go through your hurricane claim process:
• Don’t wait for a Presidential Disaster Declaration, file your flood claim today!
• Your flood policy will not be canceled for filing a flood claim.
• Your flood policy is separate and distinct from your homeowner’s insurance policy.
Flood Claim Tip #2:
Document your flood claim using your iPhone by taking pictures and videos of your damaged property now.
This flood claim tip #2 will save you time and money. For example, I woke up at 6am this morning in Houston to find that water had come all the way up to my house giving the inside of my Lexus a quick bath. The water mark on my car won’t last through the next wind gust but I was able to get the picture now so that my claims adjuster has questions when she finally gets to my auto flood claim.
Flood Claim Tip #3:
File your flood claim Proof of Loss form within 60 days of the flood.
This flood claim tip #3 save you a lot of money. Flood claims are different than normal claims you would file with your insurance company or agent. If you don’t know the rules, boundaries, and limitations – it can cost you a lot of time, money, and frustration. Sometimes a few minutes of professional coaching could make a big difference.
1 Flood Claim Tip from The “Great Midwest Flood of 1993”
Hurricane Harvey will be a landmark event as it is predicted to span more than 6 days of rain in the Houston area. Recalling the “Great Midwest Flood of 1993” is one important flood claim tip to help with your Houston flood claim. The devastation from Hurricane Harvey, 14 years after the great flood of 1993, can help families, business owners, and the Houston community be more aware of the harm that floods can do to lives, property, and infrastructure. Each daily flood claim tip will help you save time, money, and frustration before – and after – filing your insurance claims.
Our daily flood claim tip will include some inspiration and encouragement for Houstonians, Texans, local communities, and homeowners who are victims of Hurricane Harvey. The next daily flood claim tip will include a valuable step you can take —today as you file your Hurricane Harvey Flood Claim — and in the future. Sign up for some general Risk Management strategies that will reduce your physical and financial risk from flood hazards which are part of our Houston experience.
More Flood Claim Tips are available at www.FloodSmart.gov